GTHRGether
Co-Founder & CEO, 06.2026 to present, Berkeley, CA
Gether is a credit card that lets you spend against your stocks, crypto, and cash without selling any of it. I co-founded it and run it day to day. The compliance side, meaning the FinCEN registration, the AML program, and SOC 2, was built in-house rather than outsourced. The Solana Foundation and the Alchemy Foundation are grant investors.
Detail
- Role: Co-Founder & CEO
- Stage: Closed founders' pilot, scaling past it soon
- Capital: $100K grants from Solana Foundation and Alchemy Foundation
- Liquidity pool: $5B+ secured credit
- Founders' pilot spend: ~$3K / month / card
- Regulatory: FinCEN MSB, AML program, SOC 2
- Networks: Visa, Mastercard
On the record
- Built a collateralized credit card that lets anyone spend against stocks, crypto, and cash without selling their assets; in a closed founders' pilot with dozens of users averaging $3K/month per card in spend volume drawing from a $5B+ secured credit liquidity pool.
- Secured $100K in combined grant investment from the Solana Foundation and Alchemy Foundation.
- Created in-house compliance and regulatory structure, including FinCEN MSB registration, AML program, and SOC 2, alongside financial operations spanning credit underwriting, collateral oracle pricing, and Visa/Mastercard card network requirements.
Headlines
- 06.2026Gether founded. Collateralized credit card enters a closed founders' pilot. Dozens of users in the founders' pilot averaging $3K/month per card, drawing from a $5B+ secured credit liquidity pool. Scaling past the pilot soon.
- 06.2026$100K grant investment secured from Solana Foundation and Alchemy Foundation
Connects to
- AI Entrepreneurs @ Berkeley. I was building at AIEB in the months before Gether started.
- Apocor. Apocor is where I learned how card and stablecoin rails get sold to businesses. Gether is the consumer side of the same infrastructure.
- Chainlink Labs. The oracle pricing Gether relies on is the same kind of infrastructure I built with Chainlink Labs.
- Entrepreneurs @ Berkeley. I am a fellow there while running Gether, and Gether is the company I bring to it.
- Accounting. Running Gether means running its books, its controls, and its treasury.
- Compliance. We built Gether's FinCEN registration, AML program, and SOC 2 ourselves rather than outsourcing them.
- Credit & Collateral. Gether is a collateralized credit line. The underwriting and the loan-to-value logic are the product.
- Democratized Access. Spending against assets used to be a private bank product. Gether makes it a card anyone can hold.
- Oracles & Cross-Chain. Gether prices collateral with oracle feeds, which is the kind of infrastructure I built with Chainlink Labs.
- Payments. Gether is a card. Every transaction on it is a payment that settles through the card networks.
- Stablecoins & Rails. Part of how Gether moves money settles in stablecoins.
- University of California, Berkeley. I started Gether while at Berkeley.
- Chainlink CCIP. Collateral on one chain backing spend on another is the Gether problem.
- Chainlink Fulcrum. Idle collateral at a bank and idle collateral in a brokerage account are the same problem at different sizes.
- JavaScript. JavaScript was part of the work at Gether.
- Python. Gether's backend and risk tooling are in Python.
- Solidity. The on-chain side of Gether is written in Solidity.
- Alpine Ski Racing. Commit fully to the line. Hesitation makes you slower and more likely to fall, on snow and in a company.
