
FINFinance
Skill domain
What is in it
- Financial modeling
- Valuation
- Ratio and cash flow analysis
- Capital stacks
- Debt structuring
- Credit underwriting
- Collateral pricing
- Risk assessment
- Investor presentations
Where I used it
- Smart Investment Boutique Properties. The summer after tenth grade I worked with the CEO of a boutique property fund, split between Miami and Valencia, on luxury hotel acquisitions in Spain and Portugal. I built the Excel models and investor decks, did the tax and risk analysis, and got to see how a deal actually gets underwritten from the inside.
- Berkeley Real Estate Investment Group. I was one of the founding analysts at BREIG. The work is structuring debt on Bay Area property, modeling capital stacks, and figuring out what a sponsor actually earns after the lenders are paid. I also set up the BREIG Case Competition so other students could get a real look at residential real estate.
- Gether. Gether is a credit card that lets you spend against your stocks, crypto, and cash without selling any of it. I co-founded it and run it day to day. The compliance side, meaning the FinCEN registration, the AML program, and SOC 2, was built in-house rather than outsourced. The Solana Foundation and the Alchemy Foundation are grant investors.