Yash Patil/Skills
  • STRAT
    Strategy & Operations7 items. Gether, Apocor, HootBoard
  • FIN
    Finance9 items. Smart Investment Boutique Properties, Berkeley Real Estate Investment Group, Gether
  • ACCT
    Accounting6 items. University of California, Berkeley, Smart Investment Boutique Properties
  • CRYP
    Crypto & Web315 items. Decentralized Exchange Platform, Chainlink Labs, Gether
  • ENG
    Engineering8 items. Decentralized Exchange Platform, Chainlink Labs, HootBoard, Gether
  • ML
    AI & Machine Learning7 items. HootBoard, AI Entrepreneurs @ Berkeley
  • DATA
    Data & Tools4 items. Smart Investment Boutique Properties, Berkeley Real Estate Investment Group, HootBoard
  • CERT
    Certifications4 items. James Monroe High School
  • ThemeWhat it coversRoles

  • Payments

    Money movement, card networks, settlement
    APCR, LINK, DEX, GTHR

  • Credit & Collateral

    Underwriting, LTV, capital stacks
    BREG, GTHR

  • Stablecoins & Rails

    Settlement infrastructure, SWIFT, branded rails
    APCR, LINK, GTHR

  • Accounting

    Financial information, tax, controls, treasury
    GTHR, SIBP

  • Real Estate

    Debt structuring, sponsor returns, acquisitions
    BREG, SIBP

  • Oracles & Cross-Chain

    CCIP, CRE, price feeds, execution infrastructure
    LINK, GTHR

  • Privacy & Self-Custody

    Key custody, private transactions, private communications
    APCR, DEX

  • Compliance

    FinCEN MSB, AML, SOC 2, network rules
    APCR, GTHR

  • Democratized Access

    Niche or gated products, opened to many more people
    BREG, LINK, DEX, EAB, GTHR

  • Machine Learning

    Reinforcement learning, supervised and unsupervised, LLMs
    AIEB, HOOT
  • SkillKindUsed in

  • Python

    Language
    AIEB, GTHR, HOOT

  • Solidity

    Language
    LINK, DEX, GTHR

  • Chainlink CCIP

    Cross-chain messaging and token transfers
    LINK, GTHR

  • Chainlink CRE

    Runtime for oracle workflows
    LINK

  • Chainlink CRE 2.0

    Second generation of the runtime
    LINK

  • Chainlink Fulcrum

    Institutional collateral and repo across chains
    LINK, GTHR

  • JavaScript

    Language
    DEX, GTHR

  • SQL / MySQL

    Data
    HOOT

  • Excel

    Modeling
    BREG, SIBP

  • Financial Modeling

    Valuation, ratio and cash flow analysis, tax, risk
    BREG, SIBP

  • Tableau

    Analysis
    HOOT

  • MATLAB

    Analysis
    1 connections
    CRD

    Credit & Collateral

    Underwriting, LTV, capital stacks

    Lending against something someone already owns instead of making them sell it. The underwriting problem is basically the same whether the collateral is a building or a token, which is why the real estate work and Gether fit together. Chainlink Fulcrum, announced September 2026, is the institutional version of the same problem: a quarter of bank collateral sits idle because it cannot move across venues and chains.

    Skills used here

    Chainlink CRE 2.0, Chainlink Fulcrum, Financial Modeling

    On the screen

    Bitcoin, Robinhood Chain, US Treasury 2 Year, US Treasury 5 Year, US Treasury 10 Year, Investment Grade Corporate Bonds, High Yield Corporate Bonds

    Notes

    Living on margin

    Connects to

    • Berkeley Real Estate Investment Group. Debt structuring and capital stacks are credit work with a building as the collateral.
    • Gether. Gether is a collateralized credit line. The underwriting and the loan-to-value logic are the product.
    • Democratized Access. Credit against assets used to be gated. Opening it up is the theme.
    • Payments. A card is a payment on top of a credit line. You cannot separate the two.
    • Real Estate. Real estate is credit with a building as collateral.
    • Chainlink CRE 2.0. Confidential compute lets an underwriting workflow price collateral without publishing the data.
    • Chainlink Fulcrum. Fulcrum is collateral management and repo, which is credit against assets.
    • Financial Modeling. Underwriting is a modeling exercise.
    CRD